We got confirmation that we have both homestead and disability exemptions for our home.
Additionally, I called BOA to ask about a letter regarding our escrow and account they said to disregard that letter because they show we no longer have an account balance due to the loan being paid off on 11/21/23.
Now, I am learning about an escrow refund of 1,900 that was generated last month but I never got, so BOA is looking to have this refund directly deposited into my banking account.

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